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:root{--sun:#f6cd55;--sun-strong:#f2bd20;--sun-soft:#fff4c7;--paper:#fffefa;--surface:#fff;--ink:#15171a;--muted:#62666d;--line:#e5e2d9;--trust:#176b5b;--trust-soft:#ddf2ea;--blue-soft:#e5f1fb;--danger:#9a3d2f;--radius:18px;--shadow:0 12px 34px #1f1d160f}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);font-family:var(--font-sans), system-ui, sans-serif;margin:0;font-size:16px;line-height:1.55}button,input{font:inherit}a{color:inherit;text-decoration:none}img,svg{display:block}h1,h2,h3,p{margin-top:0}h1,h2,h3{letter-spacing:-.035em;line-height:1.08}h1{margin-bottom:24px;font-size:clamp(2.55rem,4.2vw,4.65rem)}h2{margin-bottom:18px;font-size:clamp(2rem,3vw,3.1rem)}h3{font-size:1.22rem}.container{width:min(1180px,100% - 40px);margin-inline:auto}.section{padding:76px 0}.section--tight{padding:44px 0}.section--sun{background:var(--sun)}.section--muted{border-block:1px solid var(--line);background:#f5f4ef}.sr-only{clip:rect(0, 0, 0, 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strong,.tools-dialog__tile small{display:block}.tools-dialog__tile strong{margin-bottom:7px;font-size:1rem}.tools-dialog__tile small{color:var(--muted);line-height:1.45}.tools-dialog__icon,.financial-tools-grid__icon{background:var(--sun-soft);width:48px;height:48px;color:var(--ink);border-radius:14px;place-items:center;display:grid}.tools-dialog__all{width:100%;margin-top:16px}.icon-button{cursor:pointer;background:0 0;border:0;border-radius:10px;place-items:center;width:42px;height:42px;display:grid}.icon-button:hover{background:var(--sun-soft)}.mobile-menu{display:none;position:relative}.mobile-menu>button{cursor:pointer;border:1px solid var(--line);background:var(--paper);border-radius:12px;place-items:center;width:44px;height:44px;display:grid}.mobile-menu nav{background:var(--paper);border-bottom:1px solid var(--line);box-shadow:var(--shadow);gap:4px;padding:24px 20px 32px;display:grid;position:fixed;inset:80px 0 auto}.mobile-menu nav a{border-bottom:1px solid 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var(--line);background:#fff;border-radius:18px;align-content:start;gap:22px;min-width:0;min-height:174px;padding:24px;transition:transform .18s,border-color .18s;display:grid;box-shadow:0 10px 30px #1415160d}.financial-tools-grid>a:hover{border-color:var(--sun-strong);transform:translateY(-3px)}.financial-tools-grid>a:first-child,.financial-tools-grid>a:nth-child(2){background:linear-gradient(145deg, #fff 45%, var(--sun-soft))}.financial-tools-grid strong,.financial-tools-grid small{display:block}.financial-tools-grid strong{margin-bottom:8px;font-size:1.12rem}.financial-tools-grid small{color:var(--muted);font-size:.85rem;line-height:1.5}.tools-hub-hero,.tool-page-hero{background:linear-gradient(120deg, var(--paper) 58%, var(--sun-soft));overflow:hidden}.calculator-shell{grid-template-columns:minmax(0,1.08fr) minmax(340px,.92fr);align-items:stretch;gap:20px;display:grid}.calculator-form,.calculator-result,.calculator-offer{border:1px solid 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h1{font-size:clamp(2.8rem,4.2vw,4.25rem)}.prose-page h2{margin-top:44px;font-size:1.7rem}.prose-page p{color:#404348;font-size:1.02rem}.prose-page .lead{color:var(--muted);font-size:1.25rem}.legal-page h2{scroll-margin-top:110px}.legal-page ul,.legal-page ol{color:#404348;line-height:1.7}.legal-page li+li{margin-top:8px}.legal-summary,.legal-toc{border:1px solid var(--line);border-radius:18px;margin-top:28px;padding:22px 24px}.legal-summary{background:#fff8dc;border-color:#e6c453}.legal-summary p{margin-bottom:0}.legal-toc{background:#f7f7f4}.legal-toc ol{columns:2;gap:36px;margin-bottom:0;padding-left:22px}.legal-toc a{color:var(--ink);text-underline-offset:3px;-webkit-text-decoration:underline #d8aa18;text-decoration:underline #d8aa18}.legal-operator{border:1px solid var(--line);border-radius:18px;gap:0;display:grid;overflow:hidden}.legal-operator div{grid-template-columns:minmax(150px,.35fr) 1fr;gap:18px;padding:14px 18px;display:grid}.legal-operator div+div{border-top:1px solid var(--line)}.legal-operator dt{color:var(--muted)}.legal-operator dd{margin:0;font-weight:700}.legal-draft{color:var(--danger);background:#fff0ec;border:1px solid #e5b0a6;border-radius:12px;padding:14px 18px;font-weight:750}.product-map-section{border-block:1px solid var(--line);background:#fffdf5}.product-directory{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.product-directory>a{border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:14px;min-height:132px;padding:20px;transition:background .16s,transform .16s;display:grid}.product-directory>a:hover{background:var(--sun-soft);transform:translateY(-2px)}.product-directory>a>span:nth-child(2){gap:5px;display:grid}.product-directory small{color:var(--muted);font-size:.76rem;line-height:1.45}.product-directory__icon{background:var(--sun-soft);border-radius:50%;place-items:center;width:46px;height:46px;display:grid}.product-directory>a:nth-child(3n+2) .product-directory__icon{background:var(--trust-soft);color:var(--trust)}.product-directory>a:nth-child(3n) .product-directory__icon{background:var(--blue-soft)}.section-heading--wide{max-width:900px}.intent-links{gap:9px;margin:4px 0 22px;padding-bottom:4px;display:flex;overflow-x:auto}.intent-links a{border:1px solid var(--line);background:#fff;border-radius:999px;flex:none;padding:9px 13px;font-size:.78rem;font-weight:750}.intent-links a:hover{border-color:var(--ink)}.intent-hero{max-width:1120px}.intent-hero>p:not(.eyeline){max-width:760px;color:var(--muted);font-size:1.08rem}.intent-hero .facts-strip{margin-top:28px}.faq-layout{grid-template-columns:minmax(260px,.65fr) 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8px;font-size:.7rem;text-decoration:underline}.article-header{border-bottom:1px solid var(--line)}.article-header__inner{max-width:960px}.article-header h1{max-width:850px;font-size:clamp(2.9rem,4.2vw,4.45rem)}.article-dek{color:var(--muted);max-width:760px;font-size:1.16rem}.article-meta{margin-top:20px}.author-card{border:1px solid var(--line);background:#fff;border-radius:14px;align-items:center;gap:13px;max-width:700px;margin-top:26px;padding:15px;display:flex}.author-card svg{color:var(--trust)}.author-card>div{display:grid}.author-card span,.author-card small{color:var(--muted)}.author-card>a{margin-left:auto;font-size:.75rem;text-decoration:underline}.article-layout{grid-template-columns:190px minmax(0,720px) 210px;align-items:start;gap:34px;padding-top:58px;display:grid}.article-toc,.article-tools{border:1px solid var(--line);background:#fff;border-radius:14px;gap:12px;padding:16px;font-size:.76rem;display:grid;position:sticky;top:98px}.article-toc a,.article-tools 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